FInancial strugles

I am going to one day soon wake up with a notice in my mailbox telling me that my house will be going up for Sheriffs Sale and I feel powerless to do anything about it. I am paralyzed with fear and I make no real progress towards a resolution of the problem. I sit at home and wallow in despair waiting for that shoe to drop. I know I should be out making the money that I can earn and collecting the money that I am owed and putting that into an investment of another place so that I have a cushion to fall back on. I am just afraid. I love where I live in terms of its comforts and accepting neighborhood. I am fearful of not finding another place similar where I and my lover can be comfortable. The city I live in has places that I can afford but they will mean a move to a lower income area, with people that may or not be as clean and with people that may or may not be as accepting. I do not know what to do or where to move next so I sit here and wait for them to throw me out.